7 free interactive tools — practical lookups and worksheets for understanding charges and keeping a useful record. Lookup mappings show their official source and check date. Worksheets explain the method they use. Your entries stay in your browser.
Which subscription services publish the simplest cancellation path?
Compare the documented cancellation friction for eight major subscription services using dated official provider instructions, signed-out route observations, explicit unknowns, and downloadable data.
What recurring charges depend on this card or account?
Build a private worksheet of recurring charges, payment sources, owners, next dates, and update status. Filter the map, review monthly and annualized totals, and print or save it before you replace a card.
What proof should I save after I cancel a subscription?
Build a private, printable record of a subscription cancellation: dates, billing route, confirmation details, saved evidence, and the next statement check. Your entries stay in this browser tab.
Who is actually behind this charge on my statement?
Paste a statement descriptor like SQ*, APPLE.COM/BILL, GOOGLE*, PAYPAL *, AMZN Mktp, or MICROSOFT* to identify who actually billed you and get the official lookup page for that biller — every mapping row carries its dated official source.
How long do I have to dispute this charge, and what happens next?
Enter your statement date to get the exact day your dispute notice must reach a credit card issuer or bank, what they must do by when, your fraud liability limits, and Visa's outer limit, plus a notice you can copy.
Is my medical bill far enough over the estimate to dispute?
For uninsured or self-pay patients: enter each provider's good faith estimate and bill to see which pass the federal $400-over test, the 120-day deadline to start a dispute, and what the $25 process can decide.
When must my old mortgage servicer return my escrow balance?
After you pay off, sell or refinance, find the date the old servicer must return your escrow balance under Regulation X, the annual surplus refund date, and the notice-of-error timeline if the money is late.
Each tool implements a workflow from a guide. Lookup tools identify a charge from known evidence. Worksheets help you build a usable record. The paired guide explains the same steps, sources, and failure modes.