Free interactive tool
Recurring Payment Map
A recurring payment map shows every bill, subscription, wallet, and renewal tied to a payment source. Add each charge, assign an owner and next date, and track its update status before you replace a card. The worksheet stays in this browser tab. It does not save or transmit your entries.
Build your recurring payment map
1 shown charge is not in the totals until both amount and cadence are set.
Recurring charge 1
Merchant not entered
How the totals and flags work
The monthly equivalent converts each entered cadence to one month. The annualized total uses 52 weekly charges, 26 two-week charges, 12 monthly charges, four quarterly charges, two six-month charges, or one annual charge. A row with no amount, no cadence, or an irregular cadence stays out of both totals. Filters apply to the rows and totals together.
Use the flags as a handoff check
- Give every charge one owner who will update, cancel, or verify it.
- Add the next expected date so soon-due bills stay visible.
- Filter by payment source before you replace that card or account.
- Print the final map or save it as a PDF before you close the tab.
This worksheet is a planning record. It does not change a payment method or cancel a charge. Read the full recurring payment map guide before you replace or close a card.
Worked example
A $90 quarterly software charge contributes $30 to the monthly equivalent and $360 to the annualized total. If its owner or next charge date is blank, the row also shows a warning. Filter the map to the old card before printing so the handoff includes only charges tied to that payment source.